We have been in the accounts receivable factoring business since 1979, are independently owned, and have a proven track record of being FINANCIALLY SOLID AS A ROCK. We have survived many of the economy's ups and downs and in doing so, can lend a helping hand to get you through any hard circumstances you might run into. We won't vanish when the times get hard, like a handful of accounts receivable factoring companies sadly have in the past.

Every factoring company has criteria for size, industry, and risk. It's not practical for you to know which accounts receivable factoring business will work best for you. By contacting us, we can cut out a tremendous amount of time by helping you find the right match for your company - it could be us or another accounts receivable factoring company.

We have a huge A-List of accounts receivable factoring industry colleagues, these cooperative connections were built over 20+ years in the business. So, after you take the time to run through what you need to us, you'll quickly see that we can help you find just what you need.

A lot of accounts receivable factoring firms let you pick and choose your customers that you want to factor. But a few of them normally have a minimum amount in order to work with you. We let you select and choose which customers you want to factor on an invoice by invoice basis with no minimum.

Our accounts receivable factoring agreement is much the same as having a credit card in your pocket. You have it to use when you want it but don’t sign an agreement which will make you use accounts receivable factoring when you don't want it.

A lot of accounts receivable factoring firms fees are contorted. It is baffling why they do this. You can be sure, We will not treat you this way.  We are flat out upfront about our fees. When you apply, you are given a transparent, no obligation rate proposal with the fee for your business. See which other factoring company, If any, will be that will be flat out upfront with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll receive upfront. Accounts Receivable Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. As an example, if your customer owes you $1,000, you be given an advance payment of $700 to $900 to your account. Our standard advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

Some receivables factoring firms are financed by Wall Sreet bankers. We are an independently owned company and don't take orders from investors and boards. Same as you, we are like-minded business people who understand what it takes to run a business. We take the time to hear your story, go over your struggles. Based on that information we will put together a personalized solution for you. A lot of receivables factoring firms especially the Silicon Valley Fintech ones first and foremost put their faith on an algorithm to establish your company's funding program. Do you want to count on an algorithm as a cash flow partner to fund your business?

A lot of accounts receivable factoring firms have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We operate differently, you get your own dedicated account administrator to be your point of contact – who understands your business inside out, and can support you in ways the others just can't or don't want to be disturbed.

Don't forget the fact that the accounts receivable factoring business will be interacting with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is beyond compare. We have been in business since 1979 and have veteran staff who who have witnessed it all. Choose us not only for your sake but for the sake of your relationship with your customer too. Not only will you benefit from our unrivaled service and real-world know-how, but so will your customers.

Together, we create a credit risk tolerance guideline to limit your customer write-offs. Further more we watch each invoice and follow them the same as your own credit and collections department would. Once they hit the due date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if needed until payment is made.

Our business credit monitoring systems allow us to jump on developing negative trends so that we can protect you from dicey transactions. You have quick access to online aging reports and your dedicated account administrator is always in the loop and given advance notice of any collection issues so to correct them right away.

You get quick direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – your choice. Be on the lookout for negative payment trends. This is crucial to prevent unnecessary write-offs.

We employ the latest technology to to expedite the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which leads to better rates for you. A lot of other companies are not even in the ballpark.